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Current Rates

10/15/2024

Rates may change at our discretion. These rates are for informational purposes only - contact us for further information.

Certificates of Deposit
Term Min. Balance* Interest Rate APY**
7-31 Day Renewable $1,000.00 .45% .45%
3 Month $1,000.00 1.15% 1.16%
6 Month $1,000.00 3.75% 3.79%
1 Year $1,000.00 3.75% 3.75%
1 1/2 Year (Compounded Monthly) $1,000.00 3.00% 3.04%
24 Month Time Deposit $1,000.00 3.00% 3.05%
30 Month Time Deposit $1,000.00 3.00% 3.05%
36 Month Time Deposit $1,000.00 3.00% 3.05%
48 Month Time Deposit $1,000.00 3.25% 3.30%
N.O.W. Account
N.O.W. Account (Compounded Daily) $500.00 .50% .50%
Money Market Accounts
MMDA & IRA MMDA (Daily Compounded Effective Rate)
$2,500 - $9,999 $2,500.00 2.00% 2.01%
$10,000 - $24,999 $10,000.00 2.00% 2.01%
$25,000 - $49,999 $25,000.00 2.00% 2.01%
$50,000 - $74,999 $50,000.00 2.00% 2.01%
$75,000 - $99,999 $75,000.00 2.00% 2.01%
$100,000 - $250,000 $100,000.00 2.25% 2.26%
$250,000.00+ $100,000.00 2.50% 2.51%
Individual Retirement Account
IRA Account (Compounded Daily) $50.00 3.00% 3.05%
Savings Account
CBC Standard Savings Account $150.00 1.00% 1.01%

*This is both the Minimum Deposit to Open the Account and the Minimum Balance to obtain the APY.
**APY = Annual Percentage Yield
***Rates and Annual Percentage Yields may change at our discretion.

The Interest Rates and Annual Percentage Yield (APY) are accurate as of date listed above. For current rate and APY information, call (575)769-1911. The APY's shown above assume that all principal and interest remain on deposit for the entire term. A withdrawal may reduce earnings. Fees may reduce earnings.

  • Call for Jumbo Rate information (575) 769-1911.
  • Additional Account Disclosure information is available at account opening.
  • There may be a penalty for early withdrawal.