Checking Accounts

Standard Checking Account

• A deposit of $100.00 is required to open this account.
• The monthly maintenance fee is determined by your average daily balance:

  Average Daily Balance	Monthly Maintenance Fee
  $500 or Over	No Charge
  $400 - $499	$4.00
  $300 - $399	$5.00
  $0 - $299	$6.00

Accounts receiving a maintenance fee will be charged an activity fee of .20 for each debit transaction* exceeding 25 in one statement cycle.

An overdraft fee as disclosed in our current fee disclosure applies to overdrafts created by check, in person withdrawal, or preauthorized electronic payments. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

*Debit transactions include withdrawals by check, telephone, online transfer, automatic transfer or payment

CBC Econo Checking Account

• A deposit of $100.00 is required to open this account.
• A monthly maintenance fee of $2.00 will be charged each statement cycle.
• An activity fee of $0.50 will be charged for each debit transaction in excess of 12 during a statement cycle.

NOW at CBC Account

• A deposit of $500.00 is required to open this account.
• A monthly maintenance fee of $6.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.
• An activity fee of $0.20 will be charged for each debit transaction if the daily balance falls below $500.00 during the statement cycle.
• View current rates

This account is an interest bearing checking account. The interest rate and annual percentage yield may change at the Bank's discretion. Interest will be compounded daily and will be credited to the account monthly. We use the daily balance method to calculate the interest on the account. If the account is closed before interest is credited, you will not receive the accrued interest. If this account is used as an IOLTA Trust Account, the interest (less applicable fees and service charges) will be sent to the New Mexico Bar Association.

*Fees could reduce the earnings of this account.

Senior Checking Account

• A deposit of $100.00 is required to open this account.
• Must be as least 62 years of age to open this account.
• A regularly scheduled direct retirement deposit is required.
• No monthly maintenance or activity fees
• Unlimited debit transactions per statement cycle*

An overdraft fee as disclosed in our current fee disclosure applies to overdrafts created by check, in-person, withdrawal, or preauthorized electronic payments.

*Debit transactions include withdrawals by check, telephone, online transfer, automatic transfer or payment